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Should You Consider Earthquake Insurance?

The recent hurricane in New Jersey received a lot of attention. Many individuals living in Southern New England were asking if their homeowner’s Insurance covers earthquake damage. The standard homeowner’s policy does not provide coverage for earthquake damage however, coverage can be added to the policy for an additional premium. Before you go ahead and add this coverage, we suggest that you review these two earthquake maps. As you can see, Southern New England falls into the lowest earthquake hazard level. You may not see a need for earthquake coverage, or you may want to explore your options. Call us at 401-769-9500 for more information and to find out the cost of adding this coverage.

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